Private Aircraft Insurance

Aviation insurance is significantly different than personal home or auto insurance, but insuring your aircraft can be made simple if an aircraft insurance expert is used to properly place your coverage.

The aviation insurance experts at DCI work hard to earn and retain your private aircraft insurance business. We are able to write coverage on everything from small experimental kit aircraft to Very Light Jets. It is important to remember that we work for you!

We will do our best to make sure that your aviation insurance needs are met throughout the years. No question or request is considered too small. Each policy period you will be contacted for your updated pilot information. We will then cover the entire insurance market and negotiate the best possible terms for your specific risk. We will only place your coverage with one of our premier aviation insurance companies.

Single Engine Piston Aircraft Insurance
Twin Engine Aircraft Insurance
Very Light / Personal Jet Aircraft Insurance
TurboJet Aircraft Insurance
Warbird Aircraft Insurance
Antique Aircraft Insurance
Home Built / Experimental Aircraft Insurance
Sport Aircraft Insurance
Tailwheel Aircraft Insurance
Helicopter Insurance
Non Owned / Renters Coverage

At DCI Insurance, we promise to make every policy a priority!

Single Engine Piston Aircraft Insurance
Insurance for piston, single-engine aircraft is generally the least expensive and most easily attainable aviation insurance coverage available. Compared to other types of coverage, single-engine aircraft insurance rates are extremely low, even lower than insurance for some automobiles. The value of the aircraft is a major factor in determining the premium, so an airplane with a lower value will generally cost less than one insured for a higher value.

Insurance rates will vary depending on the value, performance, and complexity of the aircraft and the experience of the pilot. Experienced pilots will be offered the best rates and terms. Coverage is available for student and low-time pilots at lower rates than you may think.

Primary training in a single-engine aircraft is easy, relatively inexpensive, safe, and a risk desired by almost all aviation insurance companies in the industry. Higher-valued and high-performance aircraft are individually underwritten to determine the best training scenario for you. Insurance underwriters may require additional training prior to solo flight and carrying passengers.

Note: Training for any pilot not specifically named on your insurance policy is usually excluded unless specifically endorsed on the policy.

Twin Engine Piston Aircraft Insurance
Experienced pilots can easily purchase affordable twin-engine aircraft insurance through our agency at reasonable rates. Pilot experience and aircraft specifics determine how premiums are calculated. The insurance companies generally reward more experienced pilots with better rates and terms.

For lower-time pilots, insurance for a twin-engine aircraft can be complex. This is where our long history in the aviation insurance industry can help tremendously. We have experienced aviation professionals available to help place your risk and the skills and expertise to professionally present it to the insurance underwriters. We have excellent working relationships with our underwriters spanning almost six decades, guaranteeing our customers preferred access and the best possible terms available in the industry.

A private pilot transitioning from a single to a twin will be required to train in the aircraft with a CFI for a specified length of time. The amount of required training will depend on the pilot, the value and performance of the aircraft. Each pilot is unique; therefore, training requirements will be individually underwritten.

Very Light / Personal Jet Aircraft Insurance
DCI has been at the forefront of insuring Very Light Jets since the concept was introduced, working hand-in-hand with underwriters, manufacturers, and training facilities. We currently insure a significant portion of the VLJ aircraft flying worldwide. Not only do we offer the best prices in the industry, but we also promise the security of decades of private jet aircraft insurance experience.

DCI is dedicated to making sure our customers have the best possible policy at the most competitive premium. We pride ourselves on finding policies tailored to our customer's needs. VLJ aircraft are new and unique to the industry and have special requirements only an aviation insurance specialist should be trusted to handle. Because of the newness of the aircraft and its design features, issues such as parts availability may arise during a claim. Proper liability limits are also important. With our background and close working relationships with underwriters and VLJ manufacturers, DCI has the expertise needed to enhance the quoting and claim process.

Insurance training requirements for transitioning to a VLJ can be simple and reasonable when trusting DCI to assist in the process. We work with training facilities, VLJ manufacturers, and insurance underwriters to develop training program guidelines on an individual customer basis, which gives us the ability to insure virtually any pilot in VLJ aircraft. Such programs often entail simulator-based training along with actual time in the aircraft (with a mentor pilot, during real-life flying missions). The result of developing such an individualized program is a transition that is easy, affordable, and safe. We will help new turbojet pilots understand training options and requirements. Pilots who before would be required to transition through many different aircraft to eventually fly a private jet can now make the move into jet aircraft safely and, in many cases, with great ease.

TurboJet Aircraft Insurance
Some jet owners make the mistake of working with their general property and casualty agent. This can be a huge mistake that can leave you not only paying exorbitant premiums year after year, but also uninsured or underinsured in the event of a loss. Policy language and FAA regulations may be difficult to understand. If your agent is not familiar with aviation terminology, you may not be fully covered when a loss occurs.

Questions that might be asked include:

The answer to these questions may be a solid NO! This is where an aviation insurance specialist is absolutely needed to help answer these difficult questions.

We cover the entire market and specialize in finding the broadest possible coverage at the lowest price. Let us take the hassle out of insuring your jet. We know the ins and outs of jet insurance and may be able to save you thousands of dollars annually.

Warbird Aircraft Insurance
You can trust that your agent at DCI is familiar with warbirds airplane insurance. Our agents rarely come across an aircraft with which we are unfamiliar. We can competitively insure virtually any warbird from trainers to one-of-a kind high performance fighters. We are warbird insurance experts knowledgeable of the specific needs of the aircraft, and we can quickly produce the necessary DD2400 forms and certificates for airports and airshows. Coverage is available for formation flight, airshow flybys, static display, aerobatics, personal pleasure, and hire. DCI has the experience, expertise, and relationships with the insurance underwriters to obtain the best possible insurance terms of coverage for your warbirds.

Antique Aircraft Insurance
Insuring an antique aircraft requires the services of an aviation insurance specialist. Most of our brokers are pilots, who spend time in and out of the office enjoying aviation history. We are experts in this industry and can help with the various insurance issues such as the replacement of antique metal, fabric, or wooden wings.

Unique antique engines and airframes also require expertise. The extent of the aircraft restoration and pilot experience play an important role in insuring your antique aircraft. We understand just how important your antique aircraft is to you, our customer. We will absolutely provide you with the most professional, knowledgeable assistance when insuring your aircraft.

We can competitively insure virtually any aircraft and specialize in insuring risks that general agents find difficult to place. We write policies for aircraft dating back to World War I and earlier. We can insure one-of-a-kind, home-built aircraft as well as famous aircraft replicas from the early days of flying. We can insure full hull and liability for aircraft in museums on static display or while flying.

Seaplane Aircraft Insurance
We cover the aviation insurance market, including the companies who most competitively insure floating aircraft. We have outstanding long term relationships with the underwriters taking on the Seaplane risk.

There are a limited number of carriers underwriting seaplanes, and they each have their own special target in this small market. As specialists in the field, DCI represents the entire aviation insurance marketplace and can expertly place your float plane risk, helping to reduce premium and obtain broader coverage.

We can insure almost any Seaplane risk and pilot combination from experimental float aircraft to the most standard Seaplane, flown by student pilots to high time airline pilots. We know the companies that quote seaplane insurance favorably and can save you hundreds and sometimes thousands of dollars per year on your premium.

Whether you are a commercial Seaplane operator, a seasoned Seaplane private pilot, a pilot transitioning into a Seaplane, or a student pilot starting training in a Seaplane, we can professionally meet your insurance needs with one of our many outstanding premier insurance companies. We insure Seaplanes, float planes and amphibious aircraft. Does your insurance agent have you adequately covered for water landings? Let the Seaplane experts at DCI help.

Home Built / Experimental Aircraft Insurance
Our experimental aircraft insurance experts are knowledgeable and willing to help with every insurance detail. We offer experimental aircraft policies through several premier insurance companies. We are a leader in experimental and home-built aircraft insurance.

DCI can insure virtually any experimental aircraft. We write insurance policies for aircraft dating back to World War I and earlier. We can insure one-of-a-kind aircraft and home-built aircraft as well as famous aircraft replicas from the early days of flying. We can insure full hull and liability for aircraft in museums on static display or while flying.

It is important to have an aviation insurance specialist that can place coverage with the best insurance company and help create the best insurance policy for your individual experimental aircraft risk. It is important to work with not only an aviation insurance specialist but also one who is knowledgeable about experimental aircraft. Some experimental aircraft fly higher and faster, perform better, and are worth more than other similar standard aircraft. Your agent needs to understand the characteristics of each experimental aircraft to insure your investment is properly covered.

We offer low or no deductible policies and broad coverage at competitive pricing.

Sport Aircraft Insurance
How exciting is the sport pilot category? Every DCI agent has been involved in one way or another with sport pilots and sport aircraft since the beginning of the sport designation. Sport pilots are able to obtain some of the best insurance rates because of the type of flying they do. Obtaining the sport pilot license can be easy, safe, and relatively inexpensive. Sport aircraft insurance rates reflect the ease and safety of the aircraft insured.

We offer several different programs for Light Sport Aircraft including almost every make and model. Let our knowledgeable staff help you find the best sport pilot rates for you and your Light Sport Aircraft.

If you have any questions about Light Sport Aircraft insurance feel free to contact a representative at DCI.

Tailwheel Aircraft Insurance
We offer the best rates in the industry. Obtaining tailwheel aircraft insurance can be an easy process when dealing with the right agent; DCI has worked with many underwriters to reduce premiums. Trust us to negotiate the best price and policy for you, our customer.

We insure just about any pilot / aircraft combination and take the time to understand each customer's individual situation. We can provide competitive tailwheel aircraft insurance for the individual owner/operator or commercial operator. Whether you are learning to fly in the tailwheel or transitioning from the tricycle gear to the tailwheel, we can make the process uncomplicated and effortless. Because most tailwheel aircraft have STOL capabilities, owners need to make sure that they have an agent that places them with the best company for their flying experiences.

DCI offers hull and liability insurance to our customers through several of our premier companies at competitive pricing and broad policy forms.

If you have any questions please do not hesitate to call us and let our experience go to work for you.

Helicopter Insurance
Insuring a helicopter can be an easy process when dealing with the right agent. We have specialized in helicopter insurance and uses its indepth years of insuring rotor wing aircraft to negotiate the best price and policy for you, our customer.

We can insure virtually any rotorcraft and take the time to understand each customer's operation. We can provide helicopter insurance for the individual owner operator or for commercial helicopter fleets. With its diverse capabilities, the helicopter has the need for a specialized policy. Whether your cattle herding, fire fighting, sling loading, or an EMS operator, we can help you find the best policy for your operation.

DCI offers hull and liability insurance to our customers through several of our premier companies at competitive pricing. Our insurance policies do not depreciate the value of your helicopter as you build hours, and in the event of a claim, we have claims offices nationwide to help protect you and your helicopter. We also provide Breach of Warranty coverage that is accepted by banking institutions for helicopter owners with liens.

Non Owned / Renters Coverage
Did you know that there are approximately 7 pilots for every 1 airplane registered for general aviation use? Therefore, most general aviation pilots need to rent or borrow an airplane when they take to the sky. The owner's aircraft insurance policy may protect the owner from his or her mistakes, but what about the pilot renting or borrowing the airplane? What happens if the owner's policy does not include coverage for permissive pilots? Or what if the aircraft is underinsured or uninsured? You may be liable for the damages. So let DCI help you find the best coverage for you when renting or borrowing an aircraft. Below are some examples of coverages.