Here you can read the most frequently asked questions regarding various insurance coverage:

• Admitted v. Non-Admitted Carrier - What is the Difference?
• Occurrence v. Aggregate Limits - What is the Difference?
  
• Claims-Made v. Occurrence - What is the Difference?
• Individual Policies v. Master Policies - What is the Difference?
• Surety Bond v. Insurance - What is the Difference?
• Certificate Holder v. Additional Insured - What is the Difference?
• Independent Contractors Limitation coverage - Whose interest does it protect?
• What is Umbrella or Excess Liability Insurance?
• What is Business Personal Property Insurance?
• What is Waiver of Subrogation coverage?
• What is Primary Wording and Non-Contributory coverage?
• What is Owners and Contractors Protective Liability (OCP) coverage?
• What is the Terrorism Risk Insurance Act?
• What type of Workers' Compensation options are offered to employers?
• How to complete Payroll Reports for Workers' Compensation?
• What is Hired/Non-Owned Auto Insurance?
• What is Host Liquor Liability Insurance?
• What is Liquor Liability Insurance?
• What is (TIB) Tenant Improvements or Betterments Liability Insurance?
• What is Plate Glass Liability Insurance?
  

Our focus is on:

• Accessing your insurance requirements
• Matching your needs with the right kind of coverage
• Providing the highest level of coverage for the lowest cost