D&C Insurance Solutions recognizes that protecting the privacy and security of the personal information we obtain about our clients and our clients' employees is an important responsibility. This Privacy Notice generally describes our policy about how we treat that information. This notice refers to DCI using the terms "we," "us," and "our."
Information we may obtain: Depending on the type of product or service that we are proving, we may obtain Customer Information, Financial Information and / or Health Information about you or your employees.
Customer Information: Includes identifying information such as your name, address, telephone number, Social Security number and demographic data about you. It also includes information about your transactions with us such as the type and value of the DCI services you receive and amount of fees that you or your employer pays to us.
Financial Information: Includes information about your income, assets, liabilities, and the type and value of other insurance that covers you.
Health Information: Includes information about your health and medical history and your insurance underwriting risk factors.
Security of the Information: We maintain physical, electronic and procedural safeguards that comply with Federal and State laws to protect all of the information we obtained about you.
From whom we obtain Information: We may obtain Customer Information, Financial Information and / or Health Information from any of the following sources:
What we do with the information we obtain: The Customer Information, Financial Information and Health Information (collectively referred to here as Information) which we obtain is used in order to provide our products and services to you, and may be used to evaluate your request for products or services, evaluate your claim for benefits and process your transactions with us. We may also use the Information to offer you or your employer other products and services that we or our affiliated companies (That is, members of the DCI Holdings, Inc. group of companies) provide.
The Information may be shared with our affiliated companies. The information may be disclosed to non-affiliated entities with whom we have contracted to perform certain business services for us. This may include entities, which provide claims administration, underwriting, private security, investigation, reinsurance, legal & photocopy, policyholder or other services to us or on our behalf.
These companies are carefully selected, and are required by the terms of their contract with us to maintain the confidentiality of the Information. We may also disclose Information about you if you have authorized us to do so, or as otherwise permitted or required by law.
We do not disclose any nonpublic personal information about you to any non-affiliated company for marketing purposes or for any other purpose except as described in the previous paragraph.
Independent Sales Agents: Your policy may have been placed with us through an independent agent or broker ("Sales Agent"). Your Sales Agent may gather and retain Information about you. The use and protection of Information by your Sales Agent is your Sales Agent's responsibility, not our responsibility.
If you have questions about whether or how your Sales Agent uses and discloses
such information, please contact your Sales Agent.